Act Now: Why It's Important Not to Wait for the Insurance Adjuster
Storm damages require immediate action from a professional with flood damage experience, the right resources to deal with the issue, and the ability to respond right away. Too often homeowners wait until their flood insurance adjuster can respond before taking action. This is a mistake for several reasons.
The Role of Insurance Adjusters
These professionals evaluate insurance claims, deciding whether an insurance company will pay a claim. Some of their duties include
• Determining the appropriate amount to pay
• Ensuring that claims aren't fraudulent
• Negotiating settlements
• Authorizing payments
What they don't do is make sure your home and family are protected from flood damage and any related dangers. It's important to contact that professional right away, but don't wait for a response before you begin repairing your home.
Mold Takes Hold Quickly
It only takes 24 hours for mold damage to begin after high humidity, flooding, or standing water from other causes. If you wait for a day or two to hire a storm remediation professional, you may have additional problems to tackle. Instead of waiting, take pictures of all damages and fill out complete records of your property and how it was affected.
The Costs of Damage Increase While You Wait, But Your Reimbursement May Not
Some homeowners worry that cleaning up and making quick repairs will adversely affect their payments from flood insurance providers. Avoid this concern by taking pictures and recording the steps you take as you clean up.
There's a good chance the insurance adjuster will appreciate your efforts because the extent of damage to your home increases the longer water is left standing. As you communicate with the adjuster, you'll get guidance for how to record your steps.
A Response From the Adjuster Could Be Delayed
After a natural disaster such as flooding, insurance adjusters must handle many cases. If you aren't one of the first homeowners to call or if you are located far from the insurance company's location, you may not see one of these professionals for a long time.
Don't wait to get help for your Suwanee, GA, home. Contact a water damage remediation specialist as soon as possible.